If you are an American moving to Italy, you may be wondering about your transportation options. While the train and bus systems in Italy are often quite reliable, for those looking for a more independent solution, there’s good news. Buying a car in Italy isn’t as difficult as it may seem. With the right information, the process can be straightforward for those with residency.
What You Need To Buy A Car in Italy
Here’s a general guide to help you navigate the process of buying a car in Italy. Different regions and provinces may have different rules and regulations, so always make sure to check local requirements, too.
Residency and Documentation
Ensure that you have a valid residency permit if you plan to stay in Italy for an extended period.
Have your passport, visa (permesso di soggiorno), and your residency paperwork ready. If you do not have an Italian driver’s license, you will need to get an international driving permit for insurance purposes.
Italian Tax Code (Codice Fiscale)
Obtain an Italian Tax Code, which is required for various transactions, including buying a car. You can get this at the Agenzia delle Entrate (Revenue Agency).
Find a Car
Visit local dealerships or check online platforms to find a car that suits your needs. Keep in mind, cars in Italy and the EU may be different from what you’re used to driving in the states. Some considerations to keep in mind:
- Cars are typically smaller and there are few large-bed trucks.
- The mileage (chilometraggio) may seem high at first since it is measured in kilometers and not miles. Make sure to do the conversion.
- Fuel efficiency is calculated in liters per 100 kilometers.
- You need to understand if the car uses diesel, gas, or gasoline and know the corresponding pumps.
- There are many options for hybrid and electric cars. Depending on your region, this may be an important feature for low emission zones.
Vehicle Inspection and Test Drive
Arrange a meeting with the dealership or seller to inspect the vehicle and take it for a test drive. Ensure the car meets your expectations and is in good condition.
Negotiate the Price
Negotiate the price with the seller. Keep in mind that in Italy, the advertised price often includes taxes and fees.
Sales Contract (Contratto di Vendita)
Once you agree on the price, the dealership will draw up a sales contract. If you are doing a private sale, this contract should include details like the identification of both parties, vehicle information, sales price, and any conditions of the sale.
Payment
Make the payment. It’s important to understand that unless you have an income in Italy (or from a company that is subject to Italian/EU financial regulations), it will be difficult to obtain financing. If you do need a loan, one option could be a personal loan in your home country.
To purchase the vehicle from a dealership or private party, it is typically completed via bank transfer. Platforms like Wise offer an easy way to make this transaction. Ensure you receive a receipt for the payment.
Transfer of Ownership (Passaggio di Proprietà)
If you’ve purchased through a dealership, they will handle this transfer for you. If you are buying from a private party, you will accompany the seller to the local Motorizzazione Civile (Department of Motor Vehicles) to complete the transfer of ownership. Both parties will need to be present, and you’ll need to provide the documents mentioned previously.
Vehicle Registration (Immatricolazione)
After the ownership transfer is complete, you need to register the car in your name. The Motorizzazione Civile will issue any necessary documents.
Insurance
Obtain car insurance. It’s a legal requirement in Italy, and you’ll need proof of insurance before you can drive the car. If you do not have an Italian driver’s license, you will need to find an insurance provider familiar with international drivers.
Road Tax (Bollo Auto)
Pay the annual road tax, which is a mandatory tax for vehicle ownership in Italy.
Hit the Road
Italy is FULL of beautiful places to explore. And while the transit system can get you from part of the country to another, some of the best gems are outside the reach of local public transport. A perfect opportunity to take advantage of your newfound mobility.
When it comes to buying a car in Italy, it’s advisable that you consult with a local expert or someone familiar with the specific regulations in your region to ensure you’re meeting all the necessary requirements. Additionally, language may be a barrier, so having someone who speaks Italian can be helpful during the process.
Overwhelmed and want help? The Italian Passport offers support for purchasing cars in Italy. We’ve helped our Italian citizenship clients navigate the car buying process and got them on the road and heading toward their Italian dreams. Contact a team member to learn more.
